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DIRECT LENDERS – LOOK NO FURTHER!

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Short-Term Loans

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– 3-12 month repayment –

– Rates from 278% to 1576% –

Personal Loans

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– 60-Sec Application –

– 3-36 month repayment –

– Rates from 4.7% to 278% –

Find out How We Stack Up against Our Competitors

Loan amount
£5,000 - £10,000
Loan term
24 - 60 Months
CUSTOMERSCORES
Good
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Loan amount
£100 - £3,500
Loan term
3 - 24 Months
CUSTOMERSCORES
Excellent
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Lending for Everyone

You might be surprised at how many lenders are willing to offer you a loan. Your finances may not be great and your credit history could be a mess, but there are still lenders who know that your past doesn’t always reflect your current state, and they want to offer you the loan you need to pay your bills.

Through Loanigo.co.uk, you can find the loan you are looking for. Instead of going from lender to lender, you can have your loan sourced here from dozens of different lending companies. We work as these lenders’ broker and help you to find just the loan you are looking for.

How Our Lending Process Works

It starts with a short and easy application. We’ll ask you a few questions and request that you provide some basic information. This takes a minute or two at most, and then we filter your answers through our lenders to find out whether you are eligible for a loan. It’s a fast process, and you should know in a few moments whether you qualify. We’ll show you the loan you qualify for and connect you with a lender who is offering it to you. Once you provide them with the necessary information and they approve you for the loan, then the money will be deposited into your bank account in one to three days.

Who Qualifies?

A large percentage of the people who ask for a loan through our brokerage service actually get approved. That’s how open our lenders are about offering loans. While some of them are quite strict and selective, they are willing to give just about anyone a try. So long as your finances permit you to afford a loan, you should be eligible for one through our service.

Who Provides the Loan?

We won’t be sending you any money whatsoever since we are not a lending service. We are a broker, and that just means that we work for the lenders to help connect consumers to the loans they want. We don’t charge you anything at all for this service. One of our lenders will provide you with the funds, which they will deposit into your bank account after they have approved your loan.

How Do I Pay Back the Loan?

You can start paying back on the loan as soon as you want. However, you do need to be aware that there is a due date for your first payment. Be sure to pay attention to that date and how much you owe. Keep in mind that you will owe interest as well, and the longer you take to pay the loan back, the more interest you have to pay.

What Can I Use My Loan for?

Many times, the lender will not ask you what the purpose of the loan is. How you spend the funds is up to you. Some people use these loans to pay off expensive bills that they weren’t expecting and that they cannot pay right away. Others use them to buy an expensive item that their credit card can’t quite cover. Others still use them to take a family holiday, getting all the money they need for the trip upfront.

How you spend the loan is up to you. We just want to make sure that you can get the money you need quickly. Simply fill out the form here on Loanigo.co.uk and you will know almost immediately if you qualify for a loan.

5 most recent personal loan reviews

Review of Credit Star

Great team at credit star. Helped me out a few times with no bother at all! The new expense calculator is a great way to speed up the application too! A quick phone call to confirm some bank details and the money was in my guarantors bank in hours! Brilliant service, thanks you stars!

Review posted by Ian Yeates, Pocklington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Loans Hub

Loans Hub are seriously good at what they do. I knew I would struggle to get a loan as have poor credit history although I work full time. My sister was happy to be my guarantor as she knows I would never leave her to pick up my debt.. that's the key to loans hub loans and why they work so well. From start to finish the process was professional and easy. I never leave feedback for anything however I felt so strongly that I should share my positive experience.... just go for it, you won't regret it!!

Review posted by Emma Maguire, Darlington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of M&S Bank

Money made simple - M&S complete all the necessary background checks, even though it may seem a lot, it is not. Its made simple by an efficient team of advisers. Money is drawn down by the underwriting team within an acceptable time frame of 2 working days. I spoke with a guy called Michael over the telephone and he was able to discuss my top up loan and within a matter of minutes the loan application was completed. Great service all round.

Review posted by Connor Brewer, Cheltenham

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

We at Loanigo source all our reviews from Trust Pilot to ensure an entirely non-biased review system.